“Money Cat is an American owned and operated restaurant. We serve authentic Vietnamese cuisines such as banh Mi, pho, and vermicelli. Our location is located in the heart of Bushwick Brooklyn. We offer take out, eat in, and even delivery as well. We also offer online or pick up catering services.”
This business card looks very old and dusty. With no address or phone number on it, this could be a total waste of money. What’s worse is that it gives the impression that nothing is important about the business. Even if the restaurant has a great menu, without any phone number or website, this could be a sure sign that they don’t even care enough about their customers to bother putting a new phone number on the card. They even sell cups with the Money Cat logo on them.
While there is no phone number for the Money Cat company, their website is legit. The “Contact Us” page includes a phone number, website, fax number, and even an email address. When you need to apply for money, every time you call the moneycat contact number, someone from the lending institution will return your call and ask you to complete an application, which usually consists of filling out an online loan application form.
One would think that an American owned business in America would be more helpful and considerate of their customers. After all, most people apply for money at a bank where billease loan calculator they receive automated electronic responses telling them that their loan application was accepted. With a supposedly American money lending company, their system seems to be more geared towards getting the applicant to the next loan office as quickly as possible, without giving them any kind of customer service or attention. This is not what most people expect when they are in need of emergency loans.
What kind of customer service do these payday lending companies give their customers? Very minimal. It is amazing how many people don’t know the answer to the question, “Where can I get cash if I need an emergency payday loan.” Most only get semi-helpful answers such as, “The nearest branch is closed” or “We don’t do those kinds of loans”. These answers are not comforting when one is in real need of immediate funds.
Many people who rely on paycheck stubs to make ends meet find themselves in a serious amount of debt because they can’t make the money required to pay their bills. There is one solution to this problem. Payday loan institutions allow their customers to use their personal bank accounts as collateral for emergency loans. This gives the borrower a third party company to negotiate the terms of the loan and to ensure that the repayment terms are reasonable. In this way, the bank account of the borrower becomes liquid and they don’t have to worry about being able to pay for the payday loans.
When the cat is out of the bag, the money will come out again. People in the Philippines are used to being in this situation. They live every time there is a lack of basic necessities like food, water, electricity, medicine and housing. This has become the new normal and most people here are resorting to payday loan institutions because they are readily available. The only requirement is that they have a Filipino phone number to call which is not difficult to acquire.
So when you want to be your own bank, you have two options. One is to apply for a direct deposit of your salary while the other is to use your favorite pet carrier instead of your bank account. You can also use the money as your credit. Just imagine having a new phone number that is linked to your account with which you can transact with your friends and family wherever they may be. Being the bank, you don’t even need to be physically present in the Philippines or in your home country – the Money Cat contact number is yours so you can even go out of town anytime you want without worrying about your bank balance.